This cover is issued in conjunction with a fire material damage cover.

It protects the earning capacity of the capital by making good, loss of your net profit, enabling you to meet overheads and defraying increase in expenditure.

Cover includes gross profit, wages & salaries, increased cost of working, auditors fees etc.

The cover provides indemnity against loss following reduction in turnover and increased cost of working necessarily incurred to maintain or restore turnover.