This cover indemnifies the Insured against loss of or damage to residential premises including household goods due to fire, burglary, storm, water damage, earthquake and other related perils.

The policy is extended to cover the following:-

Liability at law under WIBA legislation in force in Kenya in respect of domestic servants employed at the private residence.

Medical expenses following bodily injury sustained by any person other than the Insured or a member of his household caused by a domestic animal or defects in or around the premises. Death of the Insured or Spouse occurring in the insured’s premises due to fire, accident or violence by intruders or domestic employees.

Requirements to place cover:

• Completed proposal form
• Breakdown of the schedule of items to be covered with latest values:
  Householders questionnaire
• Burglary questionnaire
• Payment of premium

Documents required to register a claim:

• Completed claim form
• Invoices
• Police abstract (where applicable)
• Labour compensation forms in respect of WIBA section